Many financial services providers tout their financial advice as being for free. But we all know nobody does anything for free. Aparently there are a bewlidering number of ways in which investment advisors make their money such as trading commissions, hourly frees, trailer fees, management fees, performance fees and so on.

I would like to hold an online survey to gauge which methods most Y!Answers users come across and their views on each method or which method their prefer most.

Thanks for taking the time to answer my question.

Many financial advisors will offer free consultations in the hope that you will decide to purchase investmenst products from them.

Although there are many commission-based advsiors who are excellent, there is a growing belief that using a fee-based advisor tends to eliminate any potential conflicts of interest. If an advisor charges a fee- either hourly or based on assets managed (i.e. 1% per year)- then there is no incentive to him to put you in high-commission products for his own gain. There should be no commissions with a fee-based advisor.

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Technorati Tags: finance, financial services

iMobile is a breakthrough innovation in banking where practically all internet banking transactions can now be simply done on mobiles phones. Customers can now transfer funds to ICICI and Non ICICI Bank accounts just with the click of their mobile. The application covers Savings bank, Demat, Credit Card and Loan accounts.

Customers can also pay their utility bills and insurance premium through this facility. ICICI Bank offers this facility free of charge to customers.

Banking Services offered :

After sucessful activation, you can avail while lot of ICICI Bank’s Banking services such as check bank account balance, Last 5 Tranaction, Stop your ICICI Bank Cheque Issued, Check ICICI Bank issued cheque status, Place cheque Book Request. You can also transfer funds to your family and friends with this application, whether or not they are ICICI Bank customers. Also you can fund your one linked ICICI Bank account with another ICICI Bank account.

Duration : 0:4:26

Technorati Tags: application, Balance Enquiry, bill payment, biller, bluetooth, card, cdma, cell, credit card, Demo, download, friend, funds transfer, gprs, icici, icici bank, iMobile, iservices, j2me, java, java enabled phones, loans, mobile, mobile banking, mobile transaction, phone, prepaid recharge, refer a friend, Services, sms, technology

Professor Shiller provides a description of the course, Financial Markets, including administrative details and the topics to be discussed in each lecture. He briefly discusses the importance of studying finance and each key topic. Lecture topics will include: behavioral finance, financial technology, financial instruments, commercial banking, investment banking, financial markets and institutions, real estate, regulation, monetary policy, and democratization of finance.

Complete course materials are available at the Open Yale Courses website: http://open.yale.edu/courses

This course was recorded in Spring 2008.

Duration : 1:14:4

Technorati Tags: banking, behavioral, debt, democratization, estate, finance, financial, futures, institutions, investment, markets, monetary, policy, real, regulation, stock, subprime, technology

Duration : 0:8:0

Technorati Tags: Bill, Black, Bros., failure, financial, firedoglake, hearing, House, Lehman, Services, statement

Duration : 0:6:22

Technorati Tags: bank holiday, Dr. Archie Mason, Dr. Lee Warren, federal reserve note, fiat currency, fiat money, Gold Certificate, gun safes, In His Image, lack of faith, Morgan Dollar, PLIM Inc., President Obama, silver dollar

Expert: Jessica Rose Smith
Bio: Jessica Rose Smith has been attending Cape Fear Community College in Wilmington, NC, for more than a year now.
Filmmaker: Reel Media LLC

Duration : 0:1:11

Technorati Tags: finance, finance tips, financial advice, investing, personal finances, saving money

Duration : 0:3:4

Technorati Tags: clients, coaching, expert marketing, Financial marketing coach, financial selling tips, marketing services, more financial clients, New, sales

The Safe and Secure Internet Gambling Initiative announced its support for the Internet Gambling Regulation and Tax Enforcement Act, introduced today by Congressman Jim McDermott (D-WA). The bill would create a taxation regime for online gambling companies to be licensed under the recently introduced Internet Gambling Regulation and Enforcement Act (H.R. 2046).

As Congress works to find funding for critical government programs, Congressman McDermott’s legislation is expected to generate between $6 billion and $25 billion in revenues for the U.S. Treasury in the first five years of enactment.

Congressman McDermott’s legislation functions as a companion bill to the Internet Gambling Regulation and Enforcement Act, which would establish a licensing and enforcement framework for regulated Internet gambling in the U.S.

For more information please visit www.safeandsecureig.org.

Duration : 0:7:28

Technorati Tags: barney, betting, Committee, financial, frank, gambling, House, Internet, Online, paul, robert, ron, securetrading, Services, wexler

The Dollar will go into free fall.

Washington Mutual Inc was closed by the U.S. government in by far the largest failure of a U.S. bank, and its banking assets were sold to JPMorgan Chase & Co for $1.9 billion.

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Thursday’s seizure and sale is the latest historic step in U.S. government attempts to clean up a banking industry littered with toxic mortgage debt. Negotiations over a $700 billion bailout of the entire financial system stalled in Washington on Thursday.

Washington Mutual, the largest U.S. savings and loan, has been one of the lenders hardest hit by the nation’s housing bust and credit crisis, and had already suffered from soaring mortgage losses.

Washington Mutual was shut by the federal Office of Thrift Supervision, and the Federal Deposit Insurance Corp was named receiver. This followed $16.7 billion of deposit outflows at the Seattle-based thrift since Sept 15, the OTS said.

“With insufficient liquidity to meet its obligations, WaMu was in an unsafe and unsound condition to transact business,” the OTS said.

Customers should expect business as usual on Friday, and all depositors are fully protected, the FDIC said.

FDIC Chairman Sheila Bair said the bailout happened on Thursday night because of media leaks, and to calm customers. Usually, the FDIC takes control of failed institutions on Friday nights, giving it the weekend to go through the books and enable them to reopen smoothly the following Monday.

Washington Mutual has about $307 billion of assets and $188 billion of deposits, regulators said. The largest previous U.S. banking failure was Continental Illinois National Bank & Trust, which had $40 billion of assets when it collapsed in 1984.

Duration : 0:5:53

Technorati Tags: $700, America, Bail, bailout, Billion, Collapse, Dollar, Economic, Fannie, Freddie, Goldman, Mac, Mae, Mutual, Out, Peter, Sachs, Schiff, Washington

Duration : 0:9:48

Technorati Tags: Collapse, Conspiracy, financial, Global, Government, New, Order, World